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I'm an employer who has to provide a pension

Based on the information you've provided you are, or will be, an employer with staff who must be put into a pension scheme. Your automatic enrolment duties start when you employ your first member of staff (duties start date).

Remember, automatic enrolment is your legal duty and if you don't act in time you could be fined.

Start now to make sure you meet your duties on time. If you haven't set up your pension scheme within six weeks of your duties start date, go to late setting up your pension scheme.

What you need to do and by when

1. Choose a pension scheme

Choose a pension scheme that can be used for automatic enrolment and put your staff into it.

Do this as soon as possible as it may take time

2. Work out who to put into a pension

Work out who you need to put into a pension scheme on your duties start date.

Do this on your duties start date

3. Write to your staff

Use our letter templates to write to each member of staff individually to tell them how automatic enrolment applies to them.

Do this within 6 weeks after your duties start date

4. Declare your compliance

Use our declaration of compliance checklist (PDF, 192kb, 2 pages) to find out what information you'll need to provide to tell us how you've met your duties. You must complete your declaration by your deadline or you may be fined.

Do this within 5 months after your duties start date

The essential guide to automatic enrolment PDF 318KB , 20 pages
Declaration of compliance checklist PDF 191KB

Late setting up your pension scheme?

If you haven't set up your pension scheme within six weeks of your duties start date, you must backdate any contributions you've missed. Find out what you need to do if you're late setting up your pension scheme.

Avoiding common errors in pension duties

Find out how you can avoid making a number of common errors in pension duties. Key errors include using incorrect earnings thresholds and miscalculating contributions for staff receiving maternity pay.
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